Borrowing Without The Barriers
Fast, flexible private lending tailored to your situation.
Your Trusted Partner For Smart, Fast Finance
Whether you're purchasing a property at auction, settling an urgent transaction, or need short-term capital to bridge a gap, Astro Capital has a lending solution to match.
Whether you need a private mortgage, bridging loan, or fast short-term finance, Astro provides an alternative to traditional bank lending. Our private loans are secured against Australian property, with loan-to-value ratios up to 75% and terms from 1 to 24 months.
Loan range (larger by exception)
Settlement in as little as, subject to assessment
Loan Terms
Max LVR, metro residential
Why Choose Astro
Speed You Can Rely On
Approval in as little as 3 hours and settlement in as little as 72 hours, subject to assessment. When time matters, Astro delivers.
Tailored Lending
Every loan is structured around your unique situation. No rigid criteria — just common-sense solutions that work.
Transparent & People-First
Clear terms, honest conversations, and direct access to decision-makers. No hidden fees, no runaround.
Built For Speed & Flexibility
Fast Approvals
We know you're not sitting around waiting for a bank to call you back. Most of our credit decisions happen within 3 hours, so you can keep things moving.
Easy Process
Nobody enjoys filling out forms. We've kept ours short and simple, so you spend less time on paperwork and more time on what actually matters.
Tailored Solutions
Your situation is unique, so your loan should be too. We structure every deal around what you actually need, not what fits neatly into a template.
Finance Partner
You'll talk to the people who actually make the decisions. No call centres, no being passed around. Just a straight conversation with someone who gets it.
Frequently Asked Questions
We provide short-term, business-purpose loans including urgent settlement finance, business bridging finance, debt refinancing, cash flow and working capital, and ATO debt funding. Every loan is secured by a registered first mortgage over Australian real property.
Approval can be given in as little as 3 hours from receipt of a complete application, and settlement can occur in as little as 72 hours, subject to assessment.
Pricing depends on the loan term, LVR, property type, location and the overall scenario. Every fee is set out on the term sheet, and the term sheet matches the loan documents. Use our Quick Quote tool for an indicative quote, or contact us to discuss your scenario.
We lend up to 75% LVR on metro residential properties and up to 65% on commercial, industrial and land. Regional security is assessed case by case.
Yes. Our loans are designed with flexibility in mind. Early repayment is welcome and there are no early exit penalties on most of our loan products.
The key differences are speed and flexibility. Banks typically take weeks to approve and settle, with rigid lending criteria. Private loans through Astro Capital can be approved in as little as 3 hours and settled in as little as 72 hours, subject to assessment, with a common-sense approach to credit. While private loan rates are higher than banks, the speed, flexibility, and personalised service make them ideal for time-sensitive situations.
Yes. Astro Capital provides short-term finance for property development, including land acquisition loans, construction bridging, and development exit finance. We assess each project on its merits, with loan terms from 1 to 24 months and amounts from $50,000 to $5 million secured by a registered first mortgage over Australian property.