Broker Solutions
Fast approvals and tailored lending solutions for your clients.
What does Astro Capital Finance offer mortgage and finance brokers?
Astro Capital Finance is an Australian private lender that works with accredited mortgage and finance brokers on short-term, business-purpose loans secured by a registered first mortgage. Brokers use Astro when a client needs to settle quickly, sits outside bank policy, or needs a short-term bridge to a refinance or sale.
Brokers deal directly with the people who make the credit decision, and the term sheet you present to your client is the same deal that appears in the loan documents.
Key facts
- Loan size
- $50k to $5M (larger loans considered by exception)
- Security
- Registered first mortgage over residential, commercial or industrial property, or land
- Term
- 1 to 24 months
- LVR
- Up to 75% on metro residential; up to 65% on commercial, industrial and land; regional assessed case by case
- Speed
- Approval in as little as 3 hours, settlement in as little as 72 hours, subject to assessment
- Where
- Australia-wide, excluding the Northern Territory
- Purpose
- Business purposes only
What a broker gets at Astro
- Every fee on the term sheet. No fees appear later that were not on the term sheet, and the term sheet matches the loan documents.
- No commission clawback. The commission you earn on an Astro loan is not clawed back.
- Same-day indicative answer. Send a scenario and get an indicative answer the same business day.
- Direct access to decision-makers. You speak with the directors and credit team who approve the loan.
How it works
- Accredit: complete the broker accreditation form.
- Submit: send your client's scenario and supporting documents.
- Approve: receive a credit decision in as little as 3 hours, subject to assessment.
- Settle: loan documents issued and settlement in as little as 72 hours, subject to assessment.
The Right Funding at the Right Time
At Astro Capital, we understand that your clients need solutions — fast. Our short-term lending products are designed to give brokers the confidence of quick turnaround times, competitive rates, and a genuine lending partner who picks up the phone.
Whether your client needs bridging finance, an urgent settlement, or short-term capital, we work with you to find the right solution.
We also invest in broker education. Astro Capital Finance is a founding Premier Educational Partner of Get Commercial with Us, co-funding Private Lending Course scholarships that help brokers structure private and commercial deals with confidence.
Simple Broker Process
Accredit
Complete our broker accreditation form to get started.
Submit
Send us your client’s scenario and supporting documents.
Approve
We assess and provide a credit decision, in as little as 3 hours, subject to assessment.
Settle
Loan documentation and settlement, in as little as 72 hours, subject to assessment.
Accredit
Complete our broker accreditation form to get started.
Submit
Send us your client’s scenario and supporting documents.
Approve
We assess and provide a credit decision, in as little as 3 hours, subject to assessment.
Settle
Loan documentation and settlement, in as little as 72 hours, subject to assessment.
Why Choose Astro
Speed You Can Rely On
Approval in as little as 3 hours and settlement in as little as 72 hours, subject to assessment. When time matters, Astro delivers.
Tailored Lending
Every loan is structured around your unique situation. No rigid criteria — just common-sense solutions that work.
Transparent & People-First
Clear terms, honest conversations, and direct access to decision-makers. No hidden fees, no runaround.
What Our Brokers Say
“My recent experience was nothing short of outstanding in every facet of the transaction. Josh made it a breeze to deal with and the follow up with the client post settlement was exceptional. It's refreshing to see that a Private Lender truly cares about his clients and goes above and beyond for them.”
Frequently Asked Questions
Download and complete the broker accreditation form on this page and email it to loans@astrocapital.com.au. Once you are accredited you can submit scenarios directly to the team.
Yes. Every fee is set out on the term sheet, and the term sheet matches the loan documents, so the deal you present to your client is the deal that settles.
No. Astro does not claw back broker commission.
You will get a same-day indicative answer on a scenario. A formal approval can follow in as little as 3 hours and settlement in as little as 72 hours, subject to assessment.
Business-purpose loans secured by a registered first mortgage where speed or flexibility matters: bank finance falling through before settlement, ATO debt and director penalty notices, working capital, acquisitions, and bridging to a sale or refinance. Low-doc and impaired credit are considered, subject to assessment.
Astro lends for business purposes only, which means more than 50% of the funds must be used for business or commercial purposes. Document the purpose of the loan clearly in your submission. We cannot fund consumer loans, owner-occupied home loans or loans that are mainly for personal use.
Many do, and Astro Capital Finance does. We lend Australia-wide, excluding the Northern Territory: New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania and the ACT. Regional security is assessed case by case. Elsewhere the maximum LVR is up to 75% on metro residential and up to 65% on commercial, industrial and land.
Astro Capital Finance provides credit for business purposes only. Business-purpose lending is not regulated by the National Consumer Credit Protection Act, so an Australian Credit Licence is not required and Astro does not hold one. Astro is not a member of the Australian Financial Complaints Authority (AFCA). If you have a complaint, contact us on 1300 278 761 or loans@astrocapital.com.au and it will be handled through our internal complaints process.