Private Lending Guides
Plain-English answers on private lending, urgent settlements and ATO debt in Australia.
Urgent settlement finance in Australia: how private lenders settle in days
Bank finance delayed before settlement? How private lenders fund business-purpose settlements in as little as 72 hours, subject to assessment.
Director penalty notices and ATO debt: a business owner's options (payment plan vs refinance)
What a director penalty notice means for your company’s ATO debt, and how an ATO payment plan compares with a property-secured business loan refinance.
How private lending works in Australia: costs, LVRs, exits and when it makes sense
How private lending works in Australia: who lends, how loans are secured, LVRs, term sheet costs, exit strategies and when it suits a business.
Business-purpose declarations: what brokers need to get right under the National Credit Code
A general guide for brokers on business-purpose declarations, the predominant purpose test, red flags and the file evidence that supports a business loan.
Bridging finance for business: residual stock, land and settling before a sale
How business bridging finance works for developers, builders and investors: residual stock, land, settling before a sale, exits and what lenders check.
Looking for a definition? See the private lending glossary.