Urgent Property Settlement Finance
Astro Capital Finance is an Australian private lender that provides short-term bridging finance secured against property, so you can settle on time when the bank is too slow or your finance has fallen through. We're not a bank. We're a private credit fund, and we make the lending decisions, not a credit committee.
- Property-secured lending: we take a registered first mortgage over residential, commercial, or industrial property as security
- Settlement in as little as 48 hours: when every day counts, we move at your pace
- Approval in as little as 3 hours: no committees, no delays, direct access to decision makers
- $100k to $5M: bridging finance for deals of all sizes, from residential purchases to commercial acquisitions
- Short-term by design: 1 to 24 month terms, bridge until your refinance or sale completes
Get a Fast Assessment
No obligation. We respond within 2 business hours.
Settle on Time, Every Time
Urgent settlement finance is short-term, property-secured funding that lets you complete a time-critical property settlement when a bank can't move fast enough. Astro Capital Finance funds business and commercial property settlements from $100k to $5M, with approval in hours and settlement in as little as 3 days.
Whether your bank finance has fallen through, your settlement date is days away, or you've purchased at auction and need to move quickly, we provide the bridging finance to get you across the line.
48 Hours
Fastest settlement turnaround
$100k–$5M
Flexible loan sizes for any deal
Up to 75%
LVR on metro residential property
1–24 Months
Bridge until your exit is ready
Why Choose a Private Lender?
Common Scenarios We Fund
- Bank approval delayed or withdrawn near settlement
- Auction purchase with a short settlement window
- Settlement shortfall
- Commercial acquisition with a tight deadline
- Notice to complete / penalty interest looming
- Bridging to a confirmed refinance or sale
Every day past settlement costs you. Get assessed in hours, not weeks.
Our Process
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, often within hours.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed, as fast as 48 hours.
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, often within hours.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed, as fast as 48 hours.
Prefer a quick quote? Use our Quick Quote tool for an instant indicative quote.
Frequently Asked Questions
How Astro Capital Can Help
Here’s What We Offer
- Loans from $50k to $5M (larger by exception)
- 1–24 month loan terms
- First mortgages up to 75% LVR
- Residential, commercial, industrial and land securities acceptable
- Prepaid interest available
- Settle in as little as 72 hours
How Can We Help?
- Urgent property settlements
- Business cash flow
- Debt consolidation (ATO debt included)
- Incomplete construction
- Residual stock
Astro Capital Finance provides loans for business and commercial purposes only. More than 50% of loan funds must be applied to business or commercial use. Loans are secured by a registered first mortgage. We do not provide consumer or owner-occupied home loans. Lending is subject to assessment, security and an acceptable exit strategy.